A Better Life

3-year-old Dayna Dorencz-Cuervo crawls to her mother Kimberly at her home Wednesday, Jan. 25, 2017, in the Morgan Park neighborhood of Chicago. Dayna has spina bifida and several other health issues which require special care. She usually gets around by crawling at home and uses a wheelchair when she goes to preschool. State Treasurer Michael Frerichs recently announced a new program, "Achieving a Better Life Experience," that aims to help families like Dorencz-Cuervo's save for the future. Illinois is forming a coalition with 13 other states to allow people with a disability or blindness and their families to open tax-deferred investment accounts to save money. (Erin Hooley/Chicago Tribune)

3-year-old Dayna Dorencz-Cuervo crawls to her mother Kimberly at her home Wednesday, Jan. 25, 2017, in the Morgan Park neighborhood of Chicago. Dayna has spina bifida and several other health issues which require special care. She usually gets around by crawling at home and uses a wheelchair when she goes to preschool. State Treasurer Michael Frerichs recently announced a new program, "Achieving a Better Life Experience," that aims to help families like Dorencz-Cuervo's save for the future. Illinois is forming a coalition with 13 other states to allow people with a disability or blindness and their families to open tax-deferred investment accounts to save money. (Erin Hooley/Chicago Tribune)

3-year-old Dayna Dorencz-Cuervo pushes herself in her wheelchair as she heads to her classroom at Barbara Vick Early Childhood and Family Center Wednesday, Jan. 25, 2017, in the Kennedy Park neighborhood of Chicago. Dayna has spina bifida and several other health issues which require special care. She is currently unable to use her wheelchair at home, as the house is not wheelchair-friendly, but uses it at preschool. (Erin Hooley/Chicago Tribune)

3-year-old Dayna Dorencz-Cuervo pushes herself in her wheelchair as she heads to her classroom at Barbara Vick Early Childhood and Family Center Wednesday, Jan. 25, 2017, in the Kennedy Park neighborhood of Chicago. Dayna has spina bifida and several other health issues which require special care. She is currently unable to use her wheelchair at home, as the house is not wheelchair-friendly, but uses it at preschool. (Erin Hooley/Chicago Tribune)

3-year-old Dayna Dorencz-Cuervo plays at her home Wednesday, Jan. 25, 2017, in the Morgan Park neighborhood of Chicago. Dayna has spina bifida and several other health issues which require special care. She usually gets around by crawling at home and uses a wheelchair when she goes to preschool. (Erin Hooley/Chicago Tribune)

3-year-old Dayna Dorencz-Cuervo plays at her home Wednesday, Jan. 25, 2017, in the Morgan Park neighborhood of Chicago. Dayna has spina bifida and several other health issues which require special care. She usually gets around by crawling at home and uses a wheelchair when she goes to preschool. (Erin Hooley/Chicago Tribune)

3-year-old Dayna Dorencz-Cuervo receives medicine from her mother Kimberly at her home Wednesday, Jan. 25, 2017, in the Morgan Park neighborhood of Chicago. Dayna has spina bifida and several other health issues which require special care. She takes medicine several times a day to help her digestive system. (Erin Hooley)

3-year-old Dayna Dorencz-Cuervo receives medicine from her mother Kimberly at her home Wednesday, Jan. 25, 2017, in the Morgan Park neighborhood of Chicago. Dayna has spina bifida and several other health issues which require special care. She takes medicine several times a day to help her digestive system. (Erin Hooley)

3-year-old Dayna Dorencz-Cuervo throws a wipe away in the garbage can at her home Wednesday, Jan. 25, 2017, in the Morgan Park neighborhood of Chicago. Dayna has spina bifida and several other health issues which require special care. She usually gets around by crawling at home and uses a wheelchair when she goes to preschool. (Erin Hooley/Chicago Tribune)

3-year-old Dayna Dorencz-Cuervo throws a wipe away in the garbage can at her home Wednesday, Jan. 25, 2017, in the Morgan Park neighborhood of Chicago. Dayna has spina bifida and several other health issues which require special care. She usually gets around by crawling at home and uses a wheelchair when she goes to preschool. (Erin Hooley/Chicago Tribune)

Kimberly Dorencz-Cuervo, mother of 3-year-old Dayna Dorencz-Cuervo, adjusts her daughter's ankle-foot orthoses at her home Wednesday, Jan. 25, 2017, in the Morgan Park neighborhood of Chicago. Dorencz-Cuervo said her daughter uses the orthoses at home "when she wants to." (Erin Hooley/Chicago Tribune)

Kimberly Dorencz-Cuervo, mother of 3-year-old Dayna Dorencz-Cuervo, adjusts her daughter's ankle-foot orthoses at her home Wednesday, Jan. 25, 2017, in the Morgan Park neighborhood of Chicago. Dorencz-Cuervo said her daughter uses the orthoses at home "when she wants to." (Erin Hooley/Chicago Tribune)

3-year-old Dayna Dorencz-Cuervo cries as her mother Kimberly takes her upstairs to use a catheter to remove urine from her bladder at her home Wednesday, Jan. 25, 2017, in the Morgan Park neighborhood of Chicago. Dayna has spina bifida and several other health issues which require special care. (Erin Hooley/Chicago Tribune)

3-year-old Dayna Dorencz-Cuervo cries as her mother Kimberly takes her upstairs to use a catheter to remove urine from her bladder at her home Wednesday, Jan. 25, 2017, in the Morgan Park neighborhood of Chicago. Dayna has spina bifida and several other health issues which require special care. (Erin Hooley/Chicago Tribune)

3-year-old Dayna Dorencz-Cuervo pushes herself in her wheelchair as she waits outside her classroom with her mother Kimberly at Barbara Vick Early Childhood and Family Center Wednesday, Jan. 25, 2017, in the Kennedy Park neighborhood of Chicago. Dayna has spina bifida and several other health issues which require special care. She usually gets around by crawling at home and uses a wheelchair when she goes to preschool. (Erin Hooley/Chicago Tribune)

3-year-old Dayna Dorencz-Cuervo pushes herself in her wheelchair as she waits outside her classroom with her mother Kimberly at Barbara Vick Early Childhood and Family Center Wednesday, Jan. 25, 2017, in the Kennedy Park neighborhood of Chicago. Dayna has spina bifida and several other health issues which require special care. She usually gets around by crawling at home and uses a wheelchair when she goes to preschool. (Erin Hooley/Chicago Tribune)

3-year-old Dayna Dorencz-Cuervo pushes herself in her wheelchair as she heads to her classroom at Barbara Vick Early Childhood and Family Center Wednesday, Jan. 25, 2017, in the Kennedy Park neighborhood of Chicago. Dayna has spina bifida and several other health issues which require special care. She usually gets around by crawling at home and uses a wheelchair when she goes to preschool. (Erin Hooley/Chicago Tribune)

3-year-old Dayna Dorencz-Cuervo pushes herself in her wheelchair as she heads to her classroom at Barbara Vick Early Childhood and Family Center Wednesday, Jan. 25, 2017, in the Kennedy Park neighborhood of Chicago. Dayna has spina bifida and several other health issues which require special care. She usually gets around by crawling at home and uses a wheelchair when she goes to preschool. (Erin Hooley/Chicago Tribune)

I photographed 3-year-old Dayna Dorencz-Cuervo and her mother Kimberly at their home Wednesday, Jan. 25, 2017, in the Morgan Park neighborhood of Chicago. Dayna has spina bifida and several other health issues which require special care, but she and mom have a regular routine of playing together, watching cartoons and having lunch after Dayna's older brothers leave for school. She usually gets around by crawling at home.

For preschool in the afternoon, Kimberly brought Dayna's wheelchair, which she doesn't use at home because the house is not very "wheelchair friendly." State Treasurer Michael Frerichs recently announced a new program, "Achieving a Better Life Experience," that aims to help families like Dorencz-Cuervo's save for the future. Illinois is forming a coalition with 13 other states to allow people with a disability or blindness and their families to open tax-deferred investment accounts to save money.

Full store here: Illinois treasurer to launch tax-free savings accounts for people with disabilities